Get Your FREE Social Security Planning Guide

Van Richards, ChFC®, RICP®

Van Richards, ChFC®, RICP®Van Richards, ChFC®, RICP®Van Richards, ChFC®, RICP®

Van Richards, ChFC®, RICP®

Van Richards, ChFC®, RICP®Van Richards, ChFC®, RICP®Van Richards, ChFC®, RICP®

Maximize Your Social Security Benefits

Maximize Your Social Security BenefitsMaximize Your Social Security BenefitsMaximize Your Social Security Benefits

- Keep More of Your Retirement Income

The wrong Social Security claiming decision can cost you over $100,000 in lifetime benefits.

Texas Retirees’ Trusted Retirement Planning Partner

I know the fear of financial insecurity—I've lived it.  


When disability prevented me from working, I learned firsthand why  every dollar of guaranteed retirement income matters. That  experience drives my commitment to helping you get Social  Security right the first time.  


Because you don't get a second chance. 

  •  ChFC® (Chartered Financial Consultant) 
  • RICP® (Retirement Income Certified Professional)   
  • 30+ Years in Financial Services 
  • Creator of The Retirement Learning Lab Podcast 

What Makes My Approach Different:

What Makes My Approach Different:

  •  Social Security First — It’s the foundation of reliable retirement income.
  • Education Before Action — I believe informed decisions lead to confident futures.
  • Faith-Grounded Planning — Life brings transitions; faith brings clarity.
  • 30+ Years of Experience, One Clear Mission — Helping you turn savings into steady, sustainable income you can count on.

Sneak Peek of Client Stories Below

Read how Dr. H turned to Van for financial expertise, relied on his ongoing support, and valued the strong, trust-based working relationship that helped navigate both professional and personal challenges. 

Read in Client stores, how Bob and Bob’s wife depended on Van’s business advice to secure their family’s future, relied on his guidance through tragedy, and valued the financial stability and income planning he provided after loss. 

Read about how Max and his partner trusted Van’s expertise to navigate insurance and estate planning, appreciated his support in overcoming health-related challenges, and cherished the comprehensive guidance that ensured their estate transfer and peace of mind. 

Get Your FREE Social Security Planning Guide

Clear, expert guidance from 30+ years in retirement planning
Download Now

How I Help You Create Reliable Retirement Income

  1. Social Security claiming strategies can add $100,000+ to lifetime benefits. 
  2. Tax-smart planning to keep more of what you've earned. 
  3. Clear advice to match your comfort level with risk vs. safety-based retirement options. 
  4. Establish a conservative income floor that is the foundation of a long retirement with less worry. 

Your Next Steps: Simple, Clear, No Pressure

  1.  Get Educated First - Download the free Social Security Planning Guide and learn your options. No pressure. No obligation. Just information
  2.  Schedule a Free  Consultation - Ready to create your personalized strategy? We'll meet by phone or video for 20-30 minutes.
  3.  Implement Your  Strategy - If we we're a good fit, I'll create a comprehensive retirement income plan that maximizes your Social Security and minimizes taxes. 

Ready to Maximize Your Social Security Benefits?

Start with the free Complete Social Security Planning Guide—
Download Now

Schedule a Free Consultation

I’ll help you chart the way forward.
Schedule Now

Copyright © 2025 Van Richards - All Rights Reserved. 


Advisory services offered through Richards Financial Planning, LLC,  a registered investment adviser. Insurance products and services  offered through A. Van Richards as an independent insurance agent.  


Richards Financial Planning, LLC and A. Van Richards are separate  entities. Securities and advisory services are not FDIC insured,  not bank guaranteed, and may lose value.  For more information, see our Form ADV Part 2A or contact us at  713-320-6124 or van@vanrichards.com 

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